How to Have a Happy and Safe Fourth of July
19 August 2025

See How We're Different

Get A Quote

or call us:  (858) 384‑1506

Did you know that 280 people go to the emergency room with fireworks-related injuries every day during the month surrounding the 4th of July? The US Consumer Products Safety Commission publishes an annual report detailing the previous year’s firework-related deaths, injuries, and law enforcement activities.


But during this celebratory time, we must watch out for more than fireworks. We must also be careful while grilling outdoors, participating in summer sporting activities, swimming at a friend’s house, and mowing the lawn before a big backyard BBQ.


So what do we have to learn from all of this? There’s a lot of fun to be had during the holiday weekend, but also the potential for injury, even participating in commonplace activities that we might enjoy any weekend during the summer. That’s why we’ve compiled a list of 10 tips for staying safe while having fun.


  1. Keep the drinking to a minimum – and be sure alcohol is out of the hands of teens. In past years, teen boys’ alcohol-related trips to the ER doubled on this holiday.
  2. Stretch appropriately before any outdoor recreation and wear protective gear – even if it makes you feel silly.
  3. Sparklers can burn at 2,000°F, so please supervise your young ones and use the activity as an opportunity to teach fire safety.
  4. Keep a bucket of water on hand in case of a fire mishap.
  5. Use sunscreen liberally and often.
  6. Stay hydrated. If you’re hosting your shindig, try “spiking” your water with cut-up fruit or herbs.


Lastly, take it easy. Holidays can be stressful, especially if you are trying to host your own celebration (and thank goodness for homeowners insurance for keeping our household assets protected!). Remember that it’s all about family and friends and celebrating the spirit of independence. Enjoy!

By: Michael Fusco

CEO & Principal of Fusco Orsini & Associates

(858) 384‑1506

Recent Post

How does my property value affect my homeowner’s insurance?
19 August 2025
Discover how your property value affects your homeowners insurance. Learn how changes in your home’s value can influence your coverage options and premiums.
Protect Your Business with a BOP
19 August 2025
Learn what a Business Owners Policy (BOP) is, what it covers, and how it can save your business money with all-in-one insurance protection.
Protecting Your Home: Special Insurance Concerns for Homeowners
19 August 2025
Learn about special insurance concerns for homeowners and how to protect your property with the right coverage. Explore tips for safeguarding your home against unique risks.
Show More