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Graphic with headline: In the News: Mike Fusco Shares 2026 Cyber Insights with San Diego Business
by Mike Fusco 6 April 2026
Learn 6 key cyber risk insights for 2026, including AI threats, evolving insurer requirements, and practical steps for SMBs.
Worker driving using navigation app with text overlay “Guide: What insurance do gig workers need?
by Mike Fusco 27 March 2026
What insurance do gig workers need? Learn key coverage types, common gaps, and how to protect yourself as an independent contractor.
Graphic with the text “2026 DOL Independent Contractor Rule: What SMBs Should Know.
by Mike Fusco 12 March 2026
The DOL’s proposed 2026 independent contractor rule could change worker classification for SMBs. Learn the economic realities test and steps to prepare.
Green graphic with text “Does General Liability Cover Pollution? Guide for Contractors and SMBs”
by Mike Fusco 25 February 2026
Most general liability policies exclude pollution claims. Learn how environmental liability affects small businesses and contractors, and what coverage may fill the gap.
Small Business Guide: How to Respond to a General Liability Claim text overlay on a checklist
by Mike Fusco 13 February 2026
Learn how to respond to a general liability claim for your small business, including what to document, when to report, and mistakes to avoid.
Graphic asking “What happens when your small business is underinsured?” with a pencil and question
by Mike Fusco 5 February 2026
Is your business underinsured? Explore common coverage gaps, key warning signs, and steps SMB owners can take to reduce risk.
2026 benefit limits you should know.
by Mike Fusco 13 January 2026
Learn the 2026 benefit limits for 401(k)s, HSAs, FSAs, and HDHPs, what changed from 2025, and how to plan smarter this year.
Graphic of 15 years in business with text reading ‘How our approach has evolved and why it works'
by Mike Fusco 16 December 2025
Celebrating 15 years in business, Fusco Orsini & Associates shares how its insurance strategy, capabilities, and client relationships have evolved.
Business  with a “Closed” sign and text reading “What’s at stake without a business continuity plan?
by Mike Fusco 10 November 2025
Learn what’s at stake without a business continuity plan. Explore real examples from e-commerce, financial services, and homebuilding—and how to build an effective BCP.
Cybersecurity Awareness Month Part 3 graphic with text: Skipping Cyber Liability Insurance Is Risky
by Mike Fusco 14 October 2025
Many SMBs skip cyber liability insurance, thinking they’re too small or not at risk. Learn why that’s risky and how coverage strengthens your business.
Gray graphic; Cybersecurity Awareness Month Part 2: Cyber coverage and continuity plans
by Mike Fusco 7 October 2025
Learn how cyber liability insurance, interruption coverage, continuity planning, and team training can protect small businesses from cyber risks.
Cybersecurity Awareness Month graphic with text: Part I FAQs about cyber threats for small business
by Mike Fusco 25 September 2025
Yes -- small businesses are prime cyber targets. Learn FAQs, real-life examples, and expert tips to protect your business from today’s top threats.
Open Enrollment Making Smart Health Insurance Choices. Text graphic on blue background with green.
by Mike Fusco 8 September 2025
Open enrollment for employee health insurance explained. HR leaders and employees can compare workplace benefits to make smart coverage decisions.
Graphic with green background that reads “Pop Quiz: 10 Questions Every Business Owner Should Answer
by Mike Fusco 29 August 2025
Think your business is covered? Take our Insurance IQ Quiz to spot gaps & protect against today’s biggest risks.
Back-to-school is the perfect time for a business coverage check. Update goals and policies.
by Mike Fusco 25 August 2025
Back-to-school season is the perfect time for business owners to take a snapshot, review coverage, set goals, and close insurance gaps for growth.
How does my property value affect my homeowner’s insurance?
19 August 2025
Discover how your property value affects your homeowners insurance. Learn how changes in your home’s value can influence your coverage options and premiums.
Protect Your Business with a BOP
19 August 2025
Learn what a Business Owners Policy (BOP) is, what it covers, and how it can save your business money with all-in-one insurance protection.
Protecting Your Home: Special Insurance Concerns for Homeowners
19 August 2025
Learn about special insurance concerns for homeowners and how to protect your property with the right coverage. Explore tips for safeguarding your home against unique risks.
Protecting Your Well-Being: Health Insurance
19 August 2025
Understand health insurance basics: essential benefits, plan tiers, HSAs, subsidies, and how to choose the right coverage for your needs.
How to Qualify for a Workers’ Compensation Experience Modifier in California
19 August 2025
Learn how to qualify for a workers' compensation experience modifier in California. Understand the factors affecting your experience modification and how it impacts your business insurance premiums. Read more for detailed insights.