Protect Your Business with a BOP

19 August 2025

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What is a BOP?


If you are a small to medium business owner, you may find that a BOP is right for you. A BOP, or Business Owners Policy, is an insurance package specifically designed to be an all-encompassing insurance product to suit your needs. Whether you own a restaurant, a nail salon, or a fitness center, your exposure to risk covers a broad spectrum. Rather than finding separate policies to protect you on all fronts, it makes sense to combine your coverages in a Business Owners Policy.


What kind of coverage does a BOP carry?


A Business Owners Policy can cover a multitude of liabilities. Here are a few of the coverages you can find in a BOP: General Liability, Commercial Vehicle, Business Interruption, Property, Casualty and many more. A BOP will have you covered whether you’re dealing with a break-in, a vehicle accident, or a slip and fall on your property.


A great way to save!


Not only does the Business Owners Policy come with the benefit of having all your coverages in one easy to manage policy, but it is also a great way to save money. Instead of paying multiple premiums each month, the BOP is a cost-effective way to handle your insurances. If you would like more information on the Business Owners Policy, visit the Fusco & Orsini Insurance Services website today.

By: Michael Fusco

CEO & Principal of Fusco Orsini & Associates

(858) 384‑1506

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