I’m moving out of my parents’ house – what insurance do I need?

By: Jo Ann Schnabl Broker, Fusco & Orsini Insurance Services

Want to know the secret to adulting? It’s asking for guidance. The team at Fusco & Orsini is happy to help you assess your insurance needs.

When moving out, here are some policies you should take over or consider.

1. Renters insurance: Renters insurance aims to protect your personal property. You want a policy that will help you buy new things in case the worst happens. For example, if you have a small apartment fire and your laptop is destroyed, the renters’ insurance policy will also provide liability protection. For example, if you left a candle burning, which started the fire, you’ll want a policy that will help you buy new things.
2. Car insurance: If you’re moving into your own place, you can usually get discounts for combining your car insurance with your renters/homeowners insurance. You may also qualify for better discounts on your own, based on being a good student, based on your occupation or because of your membership in a professional group. Do your parents proud and take over your car insurance policy.

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