A Note of Thanks and Appreciation

18 August 2025

See How We're Different

Get A Quote

or call us:  (858) 384‑1506

Dear F&O Friends and Family,


We want to extend our warmest wishes for a peaceful holiday season and an abundant new year.


As we reflect on the year, we’d like to thank you for your continued business and support. This was a year of many changes for our team as we worked to improve your experience with an updated client service center, streamlined policy purchasing and communication platforms, and a full-time claims and audit coordinator to assist you.


Most notably, over the past 12 months, we launched a new management system, which means enhanced data security, quicker service and certificate issuance, a new client portal and mobile application, and more improvements to come!

This year, we hired new team members to serve you and partnered with additional providers to improve our offerings.


As we look toward 2020, our tenth year (!!) in business, we know the best is yet to come! We invite you to tune in for the fun, as we’ll be rolling out 10-year-anniversary giveaways on our social media channels, plus new videos and webinars to assist you.


Again, we thank you for your camaraderie and wish you many sweet and memorable moments over the days to come.


~ The F&O Family


Holiday Hours:

12/23/2019 – Closing at 4:30 PM.

12/24/2019 – Closed

12/25/2019 – Closed

12/31/2019 – Closed

1/1/2020 – Closed

Headshot of a smiling person wearing a blue plaid suit, white shirt, and teal tie against a dark blue circular background.

By: Michael Fusco

CEO & Principal of Fusco Orsini & Associates

(858) 384‑1506

Recent Post

Image with laptop in background that says The LLC Guide to Commercial Insurance with green highlight
by Mike Fusco 17 August 2026
Learn what LLC owners need to know about business insurance, including essential coverage types, how to choose the right policies, tips for saving money, and guidance for protecting your business.
Does California Renters Insurance Cover Bed Bugs and Theft?
31 July 2026
Does California renters insurance cover theft or bed bugs? Learn what's covered, key exclusions, landlord responsibilities, and optional coverage.
California Course of Construction Insurance: Cost and Requirements
31 July 2026
Learn California course of construction insurance costs, builder's risk requirements, coverage options, and factors affecting premiums in 2026.
Show More