A Note of Thanks and Appreciation

18 August 2025

See How We're Different

Get A Quote

or call us:  (858) 384‑1506

Dear F&O Friends and Family,


We want to extend our warmest wishes for a peaceful holiday season and an abundant new year.


As we reflect on the year, we’d like to thank you for your continued business and support. This was a year of many changes for our team as we worked to improve your experience with an updated client service center, streamlined policy purchasing and communication platforms, and a full-time claims and audit coordinator to assist you.


Most notably, over the past 12 months, we launched a new management system, which means enhanced data security, quicker service and certificate issuance, a new client portal and mobile application, and more improvements to come!

This year, we hired new team members to serve you and partnered with additional providers to improve our offerings.


As we look toward 2020, our tenth year (!!) in business, we know the best is yet to come! We invite you to tune in for the fun, as we’ll be rolling out 10-year-anniversary giveaways on our social media channels, plus new videos and webinars to assist you.


Again, we thank you for your camaraderie and wish you many sweet and memorable moments over the days to come.


~ The F&O Family


Holiday Hours:

12/23/2019 – Closing at 4:30 PM.

12/24/2019 – Closed

12/25/2019 – Closed

12/31/2019 – Closed

1/1/2020 – Closed

Headshot of a smiling person wearing a blue plaid suit, white shirt, and teal tie against a dark blue circular background.

By: Michael Fusco

CEO & Principal of Fusco Orsini & Associates

(858) 384‑1506

Recent Post

Graphic with text: “Using AI for insurance? What to ask, what to avoid, and when to call an agent.
by Mike Fusco 19 May 2026
Learn how to use AI tools like ChatGPT to better understand business insurance, identify coverage gaps, and ask smarter questions—plus what to avoid and when it’s time to call an insurance agent.
A construction worker in a yellow hard hat and blue overalls with crossed arms stands by a laptop at a building site.
18 April 2026
Do 1099 workers need workers comp? Learn legal requirements, risks of no coverage, costs, and how contractors and businesses can protect against job-site injuries.
Construction worker in yellow hard hat and safety vest standing in a building under construction, smiling with arms crossed
18 April 2026
Subcontractor vs independent contractor: understand key differences, legal risks, taxes, and insurance impacts to avoid costly misclassification mistakes.
Show More