Trusted Insurance & Advisory Experts for Businesses Nationwide


Insurance, employee benefits, and risk consulting for business owners in 31 states.

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// Who We Are

Helping Businesses Protect What Matters

Serving 31 States with Insurance and Advisory Services

Fusco Orsini & Associates helps businesses stay protected and prepared for the future. Since 2010, we’ve worked with more than 20,000 clients nationwide to provide insurance, employee benefits, and expert advice. Based in San Diego, California, we bring fast service, clear guidance, and a personal touch to every client we serve.

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5.0 Reviews on Google

Over 20,000 clients served

A+ BBB Accredited

Serving businesses since 2010

// Why Businesses Choose Us

What Makes 

Different?

Business-Focused Expertise

We understand business owners and deliver clear solutions.

One Team for Everything

Insurance, benefits, HR, and compliance in one place.

Responsive Service

Fast answers and quick results so you can focus on your business.

Proven Experience

Over a decade of serving thousands of businesses nationwide.

Trusted Reputation

More than 500 five-star reviews from satisfied clients.

// Our People

Meet the  Experts  Behind Your Coverage

Our team combines knowledge, care, and dedication to support your business. From insurance to HR consulting, we’re here to guide you every step of the way.

Meet Our Team

Michael

Fusco

CEO & Principal

Valeri

Orsini

COO

Nisha

Pravinchandra

VP, Employee Benefits

Donna

Hawkins

VP, Operations

Daniel

Morton

Senior Broker Property & Casualty Commercial Lines

Kara

Sandoval

Controller

Tina

Adams

Receptionist

Brent

Cherniss

Senior Broker Property & Casualty Commercial Lines

// Coverage for Your Company

Protect Your  Business,  Employees, and  Assets

We help business owners protect their companies from risks that can disrupt operations or threaten growth. Our team explains your options clearly and guides you to the right coverage for your business.

General Liability Insurance

Coverage for property damage, injuries, and legal claims.

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Commercial Auto

Insure your business vehicles and drivers on the road.

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Workers’ Compensation

Protect employees and meet state requirements.

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Cyber Liability

Protect your business from data breaches and online threats.

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Professional Liability

Guard your business against errors, omissions, and client claims.

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Commercial Property

Coverage for your buildings, equipment, and inventory.

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// Who We Help

Focused Insurance for Your Industry

We understand the unique risks and needs of different industries. Our team provides clear guidance and customized coverage to help you operate with confidence.

// Coverage for Individuals and Families

Protect What Matters Most at  Home and Beyond

Home Insurance

Protect your home and belongings from fire, theft, and more.

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Auto Insurance

Stay safe and covered on the road with dependable car insurance.

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Renters Insurance

Affordable protection for your personal property in a rented space.

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Life Insurance

Ensure your loved ones are financially secure when they need it most.

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Umbrella Insurance

Extra liability coverage to protect you beyond standard policies.

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Flood Insurance

Specialized coverage for damage caused by floods.

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// Simple Steps to Get Covered

We Make Insurance and Advisory Easy

Getting started with us is fast and straightforward. We guide you through each step so you can focus on running your business with confidence.

STEP 1:

Contact our team to share your business needs.

STEP 2:

We review your situation and recommend the right options.

STEP 3:

You choose your coverage, and we handle the rest.

20,000+

Clients served nationwide

31

States where we operate

500+

Five-star reviews earned

2010

Year we started helping businesses

// Frequently Asked Questions

Clear Answers to Common  Questions

5.0 Reviews on Google


What You Need to Know Before Getting Started

People often ask us about the most common questions around business consulting, insurance, and employee benefits.

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  • What types of insurance does my business need?

    We evaluate your operations, identify risks, and explain the policies that make sense for your business. Our goal is to help you understand what you’re buying and ensure nothing important is overlooked.


    The right coverage depends on your industry, size, and exposures. We’ll walk you through each option and help you make a confident decision.

  • Do you provide employee benefits?

    Yes. Our dedicated benefits team offers group health, dental, vision, life, and disability plans. We also help employees with claims and explain how to use their benefits effectively.


    We design plans that meet your company’s goals while keeping costs manageable and ensuring employees feel supported.

  • Do you only serve clients in California?

    No. While we are based in San Diego, California, we work with clients in 31 states across the country.


    We have the licenses and experience to support businesses of all sizes wherever they operate.

  • Can you review my existing policies?

    Absolutely. We offer policy reviews at no cost to you. We’ll look for gaps in coverage, overlapping policies, and opportunities to save money.


    Our team makes transitioning from your current provider simple and seamless.

  • How quickly can I get a quote?

    In most cases, we respond the same business day with clear options and next steps.


    We know that time matters, and we work efficiently to provide you with answers and coverage without unnecessary delays.

// What Our Clients Say

Reviews from Business Owners Like You

Over 500 Five-Star Ratings Across Platforms

// Business Tips & Resources

Helpful Articles for Business Owners

Our blog offers clear advice to help you protect your business, support your employees, and plan for the future with confidence.

How does my property value affect my homeowner’s insurance?
19 August 2025
Discover how your property value affects your homeowners insurance. Learn how changes in your home’s value can influence your coverage options and premiums.
Protect Your Business with a BOP
19 August 2025
Learn what a Business Owners Policy (BOP) is, what it covers, and how it can save your business money with all-in-one insurance protection.
Protecting Your Home: Special Insurance Concerns for Homeowners
19 August 2025
Learn about special insurance concerns for homeowners and how to protect your property with the right coverage. Explore tips for safeguarding your home against unique risks.
Read More Articles

// Let’s Connect

Contact Fusco Orsini & Associates Today

Our team is ready to answer your questions, review your needs, and help you choose the right coverage. Reach out today and let us guide you through the next steps with confidence.

Address:

5095 Murphy Canyon Rd, Suite 200, San Diego, CA 92123

Contacts:

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