Trusted Insurance & Advisory Experts for Businesses Nationwide
Insurance, employee benefits, and risk consulting for business owners in 31 states.
// Who We Are
Helping Businesses Protect What Matters
Serving 31 States with Insurance and Advisory Services


Fusco Orsini & Associates helps businesses stay protected and prepared for the future. Since 2010, we’ve worked with more than 20,000 clients nationwide to provide insurance, employee benefits, and expert advice. Based in San Diego, California, we bring fast service, clear guidance, and a personal touch to every client we serve.
5.0 Reviews on Google
Over 20,000 clients served
A+ BBB Accredited
Serving businesses since 2010
// Why Businesses Choose Us
What Makes
Different?
Business-Focused Expertise
We understand business owners and deliver clear solutions.
One Team for Everything
Insurance, benefits, HR, and compliance in one place.
Responsive Service
Fast answers and quick results so you can focus on your business.
Proven Experience
Over a decade of serving thousands of businesses nationwide.
Trusted Reputation
More than 500 five-star reviews from satisfied clients.
// Our People
Meet the Experts Behind Your Coverage
Our team combines knowledge, care, and dedication to support your business. From insurance to HR consulting, we’re here to guide you every step of the way.

Michael
Fusco
CEO & Principal

Valeri
Orsini
COO

Nisha
Pravinchandra
VP, Employee Benefits

Donna
Hawkins
VP, Operations

Daniel
Morton
Senior Broker Property & Casualty Commercial Lines

Kara
Sandoval
Controller

Tina
Adams
Receptionist

Brent
Cherniss
Senior Broker Property & Casualty Commercial Lines
// Coverage for Your Company
Protect Your Business, Employees, and Assets
We help business owners protect their companies from risks that can disrupt operations or threaten growth. Our team explains your options clearly and guides you to the right coverage for your business.
// Who We Help
Focused Insurance for Your Industry
We understand the unique risks and needs of different industries. Our team provides clear guidance and customized coverage to help you operate with confidence.
// Coverage for Individuals and Families
Protect What Matters Most at Home and Beyond
Renters Insurance
Affordable protection for your personal property in a rented space.
Life Insurance
Ensure your loved ones are financially secure when they need it most.
Umbrella Insurance
Extra liability coverage to protect you beyond standard policies.
// Simple Steps to Get Covered
We Make Insurance and Advisory Easy
Getting started with us is fast and straightforward. We guide you through each step so you can focus on running your business with confidence.
STEP 1:
Contact our team to share your business needs.
STEP 2:
We review your situation and recommend the right options.
STEP 3:
You choose your coverage, and we handle the rest.
20,000+
Clients served nationwide
31
States where we operate
500+
Five-star reviews earned
2010
Year we started helping businesses
// Frequently Asked Questions
Clear Answers to Common Questions
5.0 Reviews on Google
What You Need to Know Before Getting Started
People often ask us about the most common questions around business consulting, insurance, and employee benefits.
What types of insurance does my business need?
We evaluate your operations, identify risks, and explain the policies that make sense for your business. Our goal is to help you understand what you’re buying and ensure nothing important is overlooked.
The right coverage depends on your industry, size, and exposures. We’ll walk you through each option and help you make a confident decision.
Do you provide employee benefits?
Yes. Our dedicated benefits team offers group health, dental, vision, life, and disability plans. We also help employees with claims and explain how to use their benefits effectively.
We design plans that meet your company’s goals while keeping costs manageable and ensuring employees feel supported.
Do you only serve clients in California?
No. While we are based in San Diego, California, we work with clients in 31 states across the country.
We have the licenses and experience to support businesses of all sizes wherever they operate.
Can you review my existing policies?
Absolutely. We offer policy reviews at no cost to you. We’ll look for gaps in coverage, overlapping policies, and opportunities to save money.
Our team makes transitioning from your current provider simple and seamless.
How quickly can I get a quote?
In most cases, we respond the same business day with clear options and next steps.
We know that time matters, and we work efficiently to provide you with answers and coverage without unnecessary delays.
// What Our Clients Say
Reviews from Business Owners Like You
Over 500 Five-Star Ratings Across Platforms
// Business Tips & Resources
Helpful Articles for Business Owners
Our blog offers clear advice to help you protect your business, support your employees, and plan for the future with confidence.
// Let’s Connect
Contact Fusco Orsini & Associates Today
Our team is ready to answer your questions, review your needs, and help you choose the right coverage. Reach out today and let us guide you through the next steps with confidence.
Address:
5095 Murphy Canyon Rd, Suite 200, San Diego, CA 92123
Contacts:
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