Commercial Auto Insurance Policies for California
Many states require individuals to purchase auto insurance to protect their cars. Car insurance is mandated for good reason- if you get into an accident, you and the other driver involved will be thankful you have coverage. If you are a business owner whose company has a fleet of vehicles, the same auto insurance needs still apply. As a business owner, you need the same kinds of insurance coverages for the car you use in your business -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists. In fact, many business people use the same vehicle for both business and pleasure. If the vehicle is owned by the business, make sure the name of the business appears on the policy as the "principal insured" rather than your name. This will avoid possible confusion in the event that you need to file a claim or a claim is filed against you.
Whether you need to buy a business auto insurance policy will depend on the kind of driving you do. Our insurance agents will ask you many details about how you use vehicles in your business, who will be driving them and whether employees, if you have them, are likely to be driving their own cars for your business.
We understand that you may have questions about the type of coverage that may be right for you. Our friendly agents will walk you through your insurance shopping, and find you the best commercial auto rate for your needs. Contact us today at 800-481-4538 or fill out the form above to learn more about your options and get a free commercial auto insurance quote Today!
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