Although most business owner policies (BOPs) do provide coverage for property, this most often pertains only to the actual structure of your business. Under a BOP, generally, the structure of your business is covered from events of “peril” (i.e. weather-related damage) and causes of loss (i.e. robbery).
We have designed a survey form, just for contractors, to make sure that we do a thorough job of discovering all of the exposures so your business is protected properly. Please contact us, as we will take the time to complete the survey, and then provide recommended policies and prices.
You work construction day in and day out, practicing safe working habits and avoiding potential accidents and injuries. Unfortunately, accidents are not always preventable, and in many occupations, they're imminent. A slippery roof, faulty scaffolding, and negligent coworkers all contribute to the hazards present on many work sites.